CREDITOR NEGOTIATION

Top-Rated Creditor Negotiation Services in Florence, Kentucky

From huge medical expenses to unemployment, various factors can leave you struggling or unable to repay your debts. In such situations, a bankruptcy discharge is a viable way to get all your debts canceled. However, it comes with a couple of major downsides – bankruptcy not only ruins your credit score but there’s also no guarantee that the court will declare you bankrupt.

Before opting for bankruptcy, it’s best to explore other options, such as creditor negotiation. As one of the best bankruptcy law firms in Florence, Kentucky, we have helped numerous clients settle debts by paying far less than they actually owed. Our expertise in this field and our strong negotiation skills make Huff Law Office your top choice for negotiating with creditors.

Our Creditor Negotiation Services in Florence, Kentucky

Debt Settlement

Faced with the alternative of the debt being potentially discharged due to bankruptcy, creditors often agree to settle the debt for a lump sum payment lower than the owed amount. You can rely on us to negotiate on your behalf, convincing the creditors and striking a settlement agreement for the lowest repayment amount possible.

Debt Readjustment

In case the creditor refuses to settle for the amount you can afford to pay in a lump sum settlement, we could instead try restricting the repayment plans. This involves adjustments in the monthly repayment amount, rate of interest, and the duration of the repayment term. While you’ll still have to repay the debt, this will make it much easier.

Direct Communication with Creditors

Our team will communicate directly with your creditors, aiming to reach an informal agreement and settle the matter outside the court. This way, we can help you save the cost and hassle of getting a fresh repayment plan approved by the court or having to file for bankruptcy.

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CLIENT TESTIMONIALS

Highly recommend. Going through a separation and needing to file bankruptcy was scary but he made it super easy and I didn’t feel judged in a difficult situation.

Lauren U.

Aaron was caring and professional, taking us through a rough situation. I would recommend his services to anyone in a similar situation.

Brian L.

Aaron is a kind and courteous attorney and knows the law.

Daniel B.

Aaron is a breath of fresh air after dealing with a not so nice bankruptcy lawyer in the past. He treats you like a human instead of just a client.

Jac

Absolute best! Always there for all my questions.

Manda D.

Excellent Attorney! Will use in the Future & Refer to Family & Friends

Judy W.

Hire Us for Successful Creditor Negotiations!

Negotiating with creditors isn’t as simple as it may appear. Even the slightest mistake can prove expensive, ruining your chances of reaching a beneficial agreement. With us on the job, you’ll have no such thing to worry about. We handle negotiations with the utmost care, convincing creditors with the best arguments and reasonable offers. We come up with tailored negotiation strategies beforehand, keeping in mind your current financial situation and your ability to settle the debt. Contact Huff Law Office for seamless creditor negotiations in Florence, Kentucky.

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